Getting into a car accident is never ideal, but knowing who is liable can feel even more stressful when using a rideshare service like Uber. Nevada law treats these situations differently than your typical car accident. The question now is, should you hold your Uber driver responsible for your accident claims?
Should my Uber driver shoulder my accident claims?
In Nevada, determining who is responsible for your damages after an Uber accident hinges on whether the Uber driver was “on the app” at the time of the crash.
- Uber driver off-app: If the driver was not logged into the app and actively accepting rides, you would treat the accident like any other. You would file a claim against the driver’s personal auto insurance policy, just as you would in a regular car accident claim.
- Uber driver on-app: This is where things differ from regular car accidents. Nevada law mandates that rideshare companies like Uber have $1 million set aside in liability coverage for accidents that happen while a driver is actively using the app. This coverage protects passengers and third parties, such as pedestrians or occupants of other vehicles.
Nevada is a “fault” state for car accidents. The driver responsible for the damages is “at fault” and should pay for the damages. After an Uber accident, you would typically file a claim with the at-fault driver’s insurance. If you were a passenger in an Uber vehicle and your driver was at fault, you would file a claim with Uber’s insurance company. However, proving fault in an Uber accident can become complicated.
How can I increase my chances of fair compensation?
Understanding the nuances of Nevada’s rideshare laws and insurance regulations is crucial when pursuing accident claims. A deeper understanding of the situation is important if you want to maximize your chances of receiving fair compensation. With legal guidance and support, you can increase your chances even more.